| Analyzing wealth in the USA I can't help saying a few | | | | U.S. contains less than 5 per cent of the world's |
| words about the economic development of the | | | | population, but spends 42 per cents of world's |
| country, because the prosperity of the United States | | | | healthcare expenses. But at the same time the |
| fully depends on it. The U.S. economy is based on | | | | American nation is not the healthiest one among |
| free enterprise system. The government places | | | | others. A lot of people still wait for the planned |
| regulations on economic practices. The U.S. economy | | | | operations for several months and even years, |
| arose due to the stubborn labor of American people, | | | | people can't visit simple specialist (internist, |
| the appearance of market relations, great consumers | | | | dermatologist, cardiologist, oculist, etc.) without a |
| demand. The country's productivity has grown during | | | | record and insurance policy. It seems that it is a real |
| the last 70 years. Today the nation's gross domestic | | | | absurd, because all of us have a right for life, |
| product (GDP) is about 13,049 trillion dollars and it | | | | treatment and medical support according to the |
| continues to grow. Federal budget per capita is | | | | Constitution. No doubt insurance is very important |
| 5,740$ with public debt 18,956$ and personal income | | | | and necessary, but not in America, where people pay |
| per capita 22,000$. The economic situation during the | | | | huge extreme, all in all incredible fees, taxes, money |
| year 2005 is considered to be strong in general, but | | | | for insurance to the government and never get the |
| there is some fear because of the Iraq War, high oil | | | | proper medical help and treatment. The goal of all |
| prices and so on. But from time to time the U.S. | | | | insurance companies is to make people believe that |
| economy faces the problems, such as recession, | | | | the law guarantees them that they will get the |
| depression and inflation. And one of the points of | | | | highest quality and effective health care. Most |
| American instability is the financing of the Healthcare | | | | Americans receive health insurance through the |
| system of the country. | | | | special benefits programs, provided by their |
| Healthcare in the U.S.A. American healthcare is one of | | | | employers. The employers pay 3,3% tax plus 1,45% |
| the largest branches of industry in the country. The | | | | tax for Medicare. But there is the other side of a |
| expenses on health protection grow incredibly with | | | | medal. Some people do not earn enough to cover all |
| the increasing rate. In 1994 Americans spent 800 | | | | their house and public bills and 75% of them have a |
| milliards on healthcare, but this increasing numbers | | | | constant job, but insurance is too expensive for |
| occurred mainly because of the governmental | | | | them. So the country shows us a principle, that |
| programs. To my mind the country threw its money | | | | insurance and especially in medical field is a privilege |
| to the winds, because thousands and even millions of | | | | for wealthy people. Nearly 43 million Americans exist |
| people were left without a proper treatment and all | | | | without insurance policy and approximately 42 millions |
| of them suffered from a lack of necessary | | | | are underinsured. But wait a minute. I speak about |
| healthcare, as the country did not guarantee | | | | the money that people pay to the government |
| publicly-funded medicine for potential patients. Nearly | | | | voluntarily and where are the money (nearly 20 per |
| 20 per cents of Gross domestic product (GDP) of | | | | cents of Gross domestic product) that the country |
| the United States are spent on Healthcare program. | | | | spends on Healthcare? The explanation is funny... One |
| The expenses overtake the growing of national | | | | third of the budget money is focused not on people's |
| economy and by the year 2015 they will form more | | | | health, but on plastic surgery, cosmetology and other |
| than 20 per cents. For comparison I should mention | | | | luxury. The remaining portion of money are directed |
| that in 2004 only 16 per cents of GDP were spent | | | | and used in scientific research work. Of course this |
| for these purposes. And according to the research | | | | money are used with good and noble purpose, but |
| work the experts got a result that the national | | | | the history shows that several dozens and even |
| expenses will increase on 7,2% during the next 10 | | | | hundreds of years should pass before something |
| years. By the prognosis of experts, the United | | | | incredible new to discovered. That is why we are to |
| States will spend nearly 446 milliards on medical | | | | believe that once American financing will give fruit and |
| provision, while in 2004 it was only 188 milliards. The | | | | this work will justify all the inconceivable investments. |
| government meets the expenses with the help of | | | | Conclusion But now it is obvious that Healthcare in |
| two main state programs: "Medicaid" and "Medicare". | | | | the United States is a real burden on economy. |
| According to the program "Medicare" life and medical | | | | Therefore the government should properly use the |
| insurance is carried out for all Americans, who are | | | | budget money and develop a program that will |
| older than 65 years, who has serious health disorders, | | | | include different ways of healthcare: inpatient, |
| for example, problems with kidneys, diseases of | | | | outpatient, emergency, long term, eye care, |
| blood, gastro-intestinal tract and nervous system. | | | | prescription of drugs, mental health services, |
| The program "Medicaid" provides services and | | | | dentistry and so on. Patients should have the choice |
| insurance for medically needy Americans, mainly | | | | where to be treated: at the hospital, at a clinic or |
| women (during pregnancy, not after birth), children | | | | stay at home, then what doctor to choose, what |
| from poor large families, for those who want to live, | | | | medicines to use in this or that case. All in all a |
| but can not afford to pay for treatment. Besides this | | | | significant changes, reconstruction and restructuring |
| program pays for staying at the houses for aged | | | | are needed to be done in Healthcare and economy. |
| people. Unfortunately nowadays costs on payment | | | | Before it is not done the country's economy can fall |
| for doctors' service rose to 22%, nearly 16% - for | | | | down, because of money that are burned and |
| medicament treatment and so on. As a result people | | | | thrown to the winds. So the state budget should be |
| have a lot of objections and are subjected to | | | | distributed in a smart way. And only under this |
| agitation. Many of them came to understanding that | | | | condition and circumstances we can expect the |
| healthcare in their country is not effective at all. | | | | nation to be healthier and wealthier simultaneously. |
| Here are the examples. The United States have | | | | And during the next couple of years the tremendous |
| about the most terrible infant mortality compared to | | | | growth of American economy and wealth will only |
| other highly developed countries, while spending of | | | | continue to double. |
| finance for healthcare is the highest in the world. The | | | | |